Spring is in full swing with its longer and sunnier days, and for many people, it is time for the annual spring cleaning to disentangle their homes from the build-up of wintertime clutter. However, much of that “clutter” can be pure gold for an identity thief. Junk mail such as credit card offers and unsolicited loan pre-approvals are chock full of valuable information about finances and lifestyle. Virtual clutter is also a target – unsecured and unorganized computer and smart phone data can be mined.
Minimize identity theft risk this spring with these easy tips:
- Paperwork. Decide which documents need to be saved and then file them in a secure location. Unwanted items that contain personal information should be shredded, including receipts, bank and credit card statements, credit card offers, medical records, and health insurance statements.
- Computers. Organize personal information and documents into password-protected folders. When deleting old or unneeded files, make sure to regularly empty the computer’s recycle bin. Ensure that all anti-virus software is up-to-date and run a full scan to ensure that the computer is free of viruses and malicious software.
- Smartphone. Enable the phone’s password-protection features and only use secure networks, especially when using online banking or other apps that transmit sensitive information. When upgrading to a new device, wipe the old phone’s memory and restore to factory settings.
- Wallet and Purses. Shred old receipts and outdated credit cards. Remove everything that isn’t necessary on a day-to-day basis – especially a Social Security card.
This spring, you can make sure you’re keeping your identity as clean and secure as possible by enrolling in Optima’s ID Protection Plan at optimatax.idprotectiononline.com.